Cash-Out Refinance Guide Requirements and Rates for 2022

Table of Content

• Streamline refinance
• Rate-and-term refinancing
• What is LTV and how much equity do you need to refinance?
• Types of cash-out refinance loans
• Refinancing Your Mortgage? Here Are the Costs You Can Expect
• What is a limited cash-out refinance?

The 30-year fixed rate on a jumbo mortgage is higher than the 52-week low of 6.61%. The average rate for refinancing a 30-year fixed mortgage is currently 6.78%, according to Bankrate. For refinancing a 15-year mortgage, the average rate is 6.07%, and for 20-year mortgages, it’s 6.62%.

Those monthly savings can be put toward daily living expenses, emergency funds, investments, or paid back into your mortgage to pay the loan off early and save you even more money in interest. Refinancing is usually worth it if you can lower your interest rate enough to save money month-to-month and in the long term. Depending on your current loan, dropping your rate by 1%, 0.5%, or even 0.25% could be enough to make refinancing worth it.

Streamline refinance

Before you start searching for the perfect home loan, find the best mortgage rates and loans at realtor.com®. Here are the costs to expect when refinancing your mortgage, according to real estate experts. The Federal Housing Administration is an agency of the U.S. government.

In comparison, a cash-out refinance originates a new, single mortgage. However, homeowners who qualify for VA loans have more options; there’s a VA cash-out loan that allows for 100% equity withdrawal. Keep in mind, you’ll likely pay a higher rate and monthly PMI, so it’s important to weigh your decision carefully.

Rate-and-term refinancing

For example, the first $10,000 of your project may add $20,000 to the value of your home. While the next $10,000 of renovations may add $15,000 of additional home value. This is just an example and will differ depending on the home and the neighborhood. If you are looking to gain the most increase in the value of your home from your renovation project, focus on Kitchen Bathrooms Basement. Improvements in these areas will have the most effect on increasing your appraised value and market value.

See a few more good examples of how to use a cash-out refinance here. “These additional funds can be used for many purposes, including home improvements, consolidating debt, and other consumer needs or wants,” says Tom Trott, branch manager at Embrace Home Loans.

What is LTV and how much equity do you need to refinance?

Rates on adjustable-rate mortgages will eventually start fluctuating with the broader market each year. If you have an ARM, refinancing lets you lock in a fixed rate based on current market conditions and your credit profile. And it can result in you paying less in interest payments over the life of your loan,” says Ailion. You’ll now have a $520,000 mortgage balance and a higher monthly payment of $2,558 after refinancing to a 4.25% rate. “Most borrowers choose the latter— lumping the closing costs into the loan so they can receive the lowest possible rate. But that’s not always the best option unless you plan to stay in your home for at least several years,” says says Tom Furey, co-founder of Neat Capital.

That’s because you’re no longer paying 25% interest on the credit card debt,” adds Ho. But if you’re still saving enough when compared to your existing mortgage loan, this strategy can still pay off. If you’re going to spend the time and money to refinance your home loan, make sure to take the time to compare multiple offers from different lenders. A difference of even 1 percent can make a big difference over the life of your loan.

Types of cash-out refinance loans

If rates decrease during the time period, you may have the opportunity to “float down” the locked rate to the currently offered lower rate. Mortgage lenders tend to give the best mortgage refinance rates to applicants who have the strongest credit profiles. That’s a decent monthly savings, but it will likely take you over three years to break even with closing costs. So you want to be sure you’ll keep the refinanced loan for at least that long. Loan Balance$250,000Current Interest Rate3.75%New Interest Rate2.75% (-1%)Monthly Savings$250Closing Costs$5,000 (2%)Time to Break Even20 months (1.6 years)Worth It?

If you've gained equity of at least 20%, whether by appreciation or by simply paying your mortgage, you may be able to refinance to cancel mortgage insurance and save money with each monthly payment. Once you’re ready to move forward, it’s time to apply for your loan. Your rate will be determined by your credit score and the amount you’re borrowing, and you’ll receive a detailed loan estimate, disclosures and a summary of closing costs before moving forward. The big thing to note about FHA refinancing is that you always need mortgage insurance. If you have an LTV below 80%, you will often not need to pay for that insurance with other types of loans. They can help you look for hidden costs, like unnecessary insurance requirements, and tell you how they can impact the total amount you’ll pay over the life of the loan.

Refinancing Your Mortgage? Here Are the Costs You Can Expect

You can also speed up your loan repayment to a bi-weekly cadence, which many lenders allow. Bi-weekly payments equate to one extra payment each year and 51 fewer months on a 30-year loan. Before signing, confirm a bi-weekly payment option with your lender. Refinancing a mortgage is the process of replacing your existing loan by acquiring a new home loan in its place that suits your financial circumstances. Aside from a small ding for having your credit pulled, a cash-out refinance does not affect your credit score.

The good news here is that you don’t need to have an appraisal, and there are fewer hoops to jump through. Someone who’s only going to keep the refinanced loan for 3-5 years, for instance, will not pay nearly as much extra interest as someone keeping it the full 30. You can use them as guidance, but make sure your refinance decision is based on your own loan details and financial goals. Then, the decision to lower your rate by 0.25% via a refi gets more complicated. Refinancing for 0.25% might also make sense in the case of a debt consolidation refinance. A quarter-point rate drop may also benefit someone with a large principal borrowed.

Refinancing for 0.5 percent: no-closing-cost method

However, instead of it being part of your mortgage, it’s a revolving line of credit, up to a defined maximum amount, secured by your home. Interest rates are usually variable, and you’ll only pay interest on the amount you use. Fees range from 2-5% of the total line of credit, and homeowners can typically make interest-only payments during the initial draw period. In the example above, where you own a home worth $300,000, the typical 80% LTV requirement means you must retain $60,000 in equity.

How much equity do you need to refinance your mortgage?

Table of Content

• Rates
• How a no-closing-cost refinance works
• How Do I Prepare for a Refinance Appraisal?
• Most lenders want you to have at least 20 percent equity.
• How Do You Find the Best Refinancing Lender?
• Cash-out refi vs. reverse mortgage

Your monthly payments go down when you refinance to a longer term. A refinance can potentially save you from trouble making your mortgage payments. Just like when you bought your home, you pay closing costs to your lender when you sign on your new mortgage. You can expect your closing costs to equal about 2 – 6% of the total value of your loan.

If you've gained equity of at least 20%, whether by appreciation or by simply paying your mortgage, you may be able to refinance to cancel mortgage insurance and save money with each monthly payment. Once you’re ready to move forward, it’s time to apply for your loan. Your rate will be determined by your credit score and the amount you’re borrowing, and you’ll receive a detailed loan estimate, disclosures and a summary of closing costs before moving forward. The big thing to note about FHA refinancing is that you always need mortgage insurance. If you have an LTV below 80%, you will often not need to pay for that insurance with other types of loans. They can help you look for hidden costs, like unnecessary insurance requirements, and tell you how they can impact the total amount you’ll pay over the life of the loan.

Rates

However, the refi requirements for FHA and VA loan cash-out refinances are slightly different, as we explain below. Home equity rates Compare rates based on your desired loan amount. But first, let’s understand when there is a need for mortgage refinance. A home equity loan is a consumer loan allowing homeowners to borrow against the equity in their home. If home values continue to rise, you can later provide comparable sales to your mortgage servicer and ask it to remove PMI, even if you have not yet paid down much of your principal.

Department of Veterans Affairs have their own streamlined refinancing option that you can take advantage of, called the VA Interest Rate Reduction Refinance Loan. You may see this designated as an Interest Rate Reduction Refinance Loan . The appraiser will come to your home and analyze and photograph the exterior and interior condition. Appraisers focus on the number of rooms, bathrooms, recent updates, layout functionality and home systems like plumbing and HVAC. Appraisers also consider the presence of safety features like fire and carbon monoxide alarms.

How a no-closing-cost refinance works

Lenders may require an appraisal to assess your home’s value, which helps them determine how much money they’re willing to loan you. Homes in peak condition are appraised higher than homes in poor condition, so it helps to wrap up incomplete home improvements. Depending on how much you plan to borrow, the appraisal may also affect the interest rate offered to you. Lenders each have their own qualifying criteria, but generally you can expect a deep dive into your financial circumstances.

Expect a minimum requirement of home equity if you hope to cancel mortgage insurance, usually 20%. Otherwise, refinance equity requirements vary by loan program and property type. Typically rate-and-term refinances have fewer restrictions on equity requirements compared to cash-out refinances.

How Do I Prepare for a Refinance Appraisal?

A cash-out refinance replaces your current mortgage for more than you currently owe, but you get the difference in cash to use as you need. This calculator may help you decide if it's something worth considering, and give you a possible idea of a mortgage rate you might have after refinancing. Many brick-and-mortar and online banks and lenders offer cash-out refinance loans, including conventional, FHA, and VA cash-out refinance loans. Shop around carefully and compare rate quotes and terms from several lenders to find the best deal. Ready to take the first step toward completing a cash-out refinance and getting the cash you need? Use our refinance calculator and compare rates from a marketplace of refinance lenders.

Just remember not to skip the first step of the cash-out refinancing closing process. But, since the homeowner must leave 20% of the home’s equity untouched, the maximum amount this borrower could withdraw is $70,000. For a conventional cash-out refinance, you can take out a new loan for up to 80% of the value of your home. In the example above, the new loan first has to be used to pay off the existing mortgage.

Compare lenders’ current interest rates and fees and ask about availability and how long the process usually takes. But like a home purchase, one of the requirements for refinancing is the payment of closing costs. In the case of a refi, you can expect to pay about 2 – 6% of the remaining principal on your mortgage in closing costs. Average refinance closing costs range between 2%-6% of the loan amount.

Add up the balances on all your existing home loans such as first mortgages, second mortgages or home equity lines of credit. Yes, if your accrued debt charges much higher interest rates than cash-out refinance rates, then getting a refi could be beneficial. A cash-out refinance can be a bad idea if you use the cash as a way to consolidate debt and then run up the debt again. Similar to home equity loans, both cash-out refinancing and home equity lines of credit allow homeowners to take advantage the equity in their homes. To use a cash-out refinance, you’ll need to qualify for the loan based on your credit, your finances, and your property — just like homebuyers do when they get a new mortgage. “The best interest rates are given to those with higher credit scores — typically over 740 — and lower LTV ratios,” she continues.

When you consider refinancing your mortgage, a lot will hinge on the appraisal. If your home’s value is so low that you’re underwater, then you can’t refinance. If your appraisal value puts your home equity at less than 20%, then you’ll get stuck paying for private mortgage insurance or having to bring some cash to the table to do a cash-in refinance. What’s more, you might not get the lowest interest rate available, as lenders consider borrowers with less equity to be riskier.

In fact, it’s possible to get an FHA refinance with a credit score as low as 580. The second refinance option — dropping the rate by 0.5% — actually costs this borrower $16,000 more if they keep their loan its full term. N/AYes (-$29,500)No (+$16,300)Both these refinance scenarios save the borrower money month-to-month. But only the first one — where they drop their rate 1% — yields long-term savings.

Another good time to refinance is when you’ve amassed enough equity to drop PMI, saving you cash each month. Homeowners pay these fees — along with their monthly mortgage payments — to protect mortgage lenders from losing money if they default. Over the life of the loan, the borrower will pay total interest costs of about $402,641.

Cash Out Refinance Calculator Use Home Equity to Get Cash Out

Table of Content

• Today’s refinance rates
• Closing costs are usually 2 to 5 percent of your loan amount.
• Mortgage Tools
• How much equity do I need for a mortgage refinance?
• How a cash-out refinance works

As states continue to make tough decisions about reopening the economy, many homeowners are considering taking advantage of lower interest rates with a mortgage refinance. Mortgage rates hit another historic low with 30-year fixed-rate loans averaging 2.98 percent and 15-year fixed-rate loans averaging 2.48 percent, according to Freddie Mac. Borrowers often have to pay private mortgage insurance if they make a down payment of less than 20% when buying their homes.

If the mortgage or refinance is approved, the next step in the process is closing. The borrower must pay for the appraisal regardless of whether the loan closes because the appraiser still did the work. While the fee may seem worthwhile if it enables you to get the refinancing terms that you want, it can seem like a waste of money if a low appraisal means that you can’t refinance. Appraisals are also needed if you want to refinance your mortgage. As with a purchase appraisal, a refinance appraisal protects the bank by ensuring that it doesn’t lend the borrower more money than the property is worth.

Today’s refinance rates

Given the strict federal regulations governing the process, can you do anything about a low appraisal? If you think that you’ve been discriminated against based on race, religion, sex, marital status, use of public assistance, national origin, disability, or age, there are steps that you can take. One such step is to file a report with the Consumer Financial Protection Bureau or the U.S. Note that the home appraisal process is also subject to bias; push back if you think your home’s price has been unfairly devalued. Many lenders—especially small, local ones—have direct referral relationships with a small group of individual appraisers and may not use an AMC.

The higher your credit score the lower your refinance interest rate, so it's beneficial to have a healthy credit score. Calculate your estimated savings at varying interest rates to see if it's worthwhile to wait and improve your credit score before refinancing. Amortization calculatorCurious how much you will pay to interest and principal each month? Use our amortization calculator to estimate your monthly principal and interest payments made over the life of a loan.

Closing costs are usually 2 to 5 percent of your loan amount.

A cash-out refinance lets you tap into some of the equity you have in your home. It involves taking out a new loan that’s larger than your current mortgage. You pay off your existing mortgage with your new loan, then do what you want with the difference. Luckily, you can offset some of these costs by refinancing your mortgage to secure a lower mortgage payment. Mortgage rates are at record lows, so it's not surprising that refinancing applications have been submitted in large volumes in 2020. On August 6, Freddie Mac data showed 30-year mortgage rates had reached an all-time low of 2.88%.

As a rule of thumb, experts often say refinancing isn’t worth it unless you drop your interest rate by at least 0.5% to 1%. This is often a win-win situation for borrowers who plan to keep their new loan for only a few years. Take time to run the numbers before you begin applying for a home refinance.

Mortgage Tools

If you're ready to begin the process, apply online now with Rocket Mortgage®. Learn how to find the best refinance rate and discover the questions you should ask before you refinance. Work with your lender to lock your interest rate when you believe it's the lowest. Use our affordability calculator to estimate what you can comfortably spend on your new home. Recent sales of comparable properties in your immediate area would be a good guide in this estimation. Unfortunately, you may not have enough home equity to get cash from your home.

The difference between your home’s value and the amount due on your mortgage is your home equity. This means that even in a rising-rate environment, a refinance is still worthwhile for some homeowners. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Our content is intended to be used for general information purposes only. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers.

What about debt consolidation loans?

The report estimated average savings to be $300 per month after refinancing. They will also usually waive the mortgage insurance requirement if your LTV is less than 80 percent and you have a good history of paying your bills on time. Strictly speaking, you only need 5 percent equity in some cases to get a conventional refinance. However, if your equity is less than 20 percent, then you’ll likely face higher interest rates and fees, plus you’ll have to take out mortgage insurance. When deciding if you qualify for a mortgage refinance, the loan-to-value ratio is an important metric used by lenders to determine your eligibility.

A homeowner who plans to refinance a mortgage must first get an appraisal, which typically costs $300 to $500 for a single-family home. In addition to Investopedia, she has written for Forbes Advisor, The Motley Fool, Credible, and Insider and is the managing editor of an economics journal. Use the services of a good mortgage broker, or shop between lenders yourself to get a better rate. Once you know your LTV, you can begin to assess the loan amount you wish to apply for. However, different mortgage types have different maximum levels for LTVs, so find your mortgage type below to see if your home equity will qualify for refinancing or a home equity loan.

How much equity do I need for a mortgage refinance?

If you take out a $100,000 home equity loan, your new LTV would be 62.5 percent (and your equity drops to 38.5 percent). Read our guide to no-cost refinances to decide which refinance is right for you. Rate-and-term refinancing allows you to take out a new mortgage of the same balance but with a lower interest rate and a new term. Borrowers with a 5/1 ARM of $300,000 with today’s interest rate of 5.37% will pay $1,679 per month in principal and interest.

If you need cash, have enough equity, and interest rates are favorable, a cash-out refinance might be the right solution. A cash-out refinance replaces your existing home loan with a new, larger loan. The difference between the two loans is the amount of cash you withdraw from the total equity in your home. A reverse mortgage is a type of loan that allows seniors to borrow against the value of their homes. The loan does not have to be repaid until the borrower moves, sells, or dies. Affordability calculator Calculate the price of a home you can afford.Loading...

Types of refinance mortgage loans

As a general rule, you need to live in your home for at least a year after refinancing to gain a financial advantage through a refinance. You may be able to save thousands of dollars in interest, particularly if you can refinance to a lower interest rate. For example, if you refinance a 15-year loan into another 15-year loan, a lower interest rate will decrease your monthly mortgage payment. In a normal market, it typically takes 30 days to close after applying for a cash-out refinance loan. “But due to current rates being so low and the increase in refinance volume, it’s currently often taking between 45 to 60 days to get the money from a cash-out transaction,” cautions Leahy. However, unlike a cash-out refinance, which lends a borrower a lump sum, a HELOC is a revolving line of credit that gives homeowners flexibility to withdraw money as needed.

If your refinance is at a lower rate than the previous loan, you may save money if you continue making the same or higher payments. If you lower your payments too, however, you may pay higher total interest even though your rate is lower, because the debt is extended over a longer period. A cash out refinance is when you take a portion of your home's equity out as cash when refinancing your current mortgage. When mortgage rates are low, a cash out refinance may be advantageous over other types of credit like credit card, personal loans, or HELOCs that have a variable rate. To determine if you can save money with a lower mortgage rate, use our calculator to compare the monthly interest savings against the cost to refinance. As most mortgage brokers and lenders will cover your legal costs, the main cost you need to worry about is your break of mortgage penalty, known as the pre-payment penalty.

How a cash-out refinance works

A cash-in refinance allows you to pay a lump sum toward home equity, reducing the remaining loan amount. Cash-in refinances often entail borrowers contributing tens of thousands of dollars to lower the amount they will borrow under the new loan. A lot of homeowners refinance because rates are constantly changing, home improvement projects are on the horizon and saving money is always a good feeling. This may not be a great time to refinance if you have a low credit score and can’t qualify for a competitive mortgage interest rate.

TELUS SmartHome Security vs Bell Smart Home

Table of Content

• TELUS SmartHome Security plans and pricing
• Easy installation and integration with existing home devices
• TELUS SmartHome Security cancellation fees
• SmartHome Features that bring added convenience:
• Packages and Pricing
• Telus Smart Home Security Reviews

I asked him to speak to his supervisor, he refused. He later sent me an email saying this the agreement that he and I discussed when I never agreed on that. I tried to reach out by email to the email on Telus website, no one answers.

Only thing we can count on with this system is a "Video Device Not Responding" message. Numerous service calls to fix with no positive results. If not locked in on contract we would explore other security options.

TELUS SmartHome Security plans and pricing

While these aren’t part of a home security package, we see a lot of overlap in people needing home security and smart wearables. TELUS’s necklaces, bracelets, keychains, and charms are unusually fashionable personal security devices, and you can add them to any TELUS service for just $12 a month. It is the highest-priced package available, but the monthly price does include $1,400 worth of equipment. Something to keep in mind as you consider other higher-tier packages from competitors like Frontpoint, Brinks Home, and Ring. If you're willing to spend a little more for high-quality security and smart home, we think you should go with the Control + Video plan. We think TELUS SmartHome Security is a great fit for existing TELUS customers.

We focused on contracts, pricing, monitoring, and equipment selection to compare TELUS and Bell. While both brands offer much of the same equipment and the pricing is similar, we found a few nuggets to help you tell them apart. We also factored in our experience with the Alarm.com equipment used by TELUS and Bell.

Easy installation and integration with existing home devices

Before leaving in the afternoon, the technician helped us set everything up on the control panel provided as well as via the TELUS SmartHome app on our phones. He tested all the features and showed us how to customize various smart device features. He was friendly, patient, well-informed, and professional. TELUS is doing a great job hiring quality technicians to come to your home. We easily set a morning time slot with the technician to come to our home for setup and installation. They came on time, assessed which devices we already had that could be integrated, and asked us what new devices we would like added.

You can see and speak with whoever is at the door, even if you are at work or on vacation. TELUS has pieces from reliable brands like Alarm.com, Skybell , and Weiser. So you’re guaranteed to receive some quality equipment to feel secure in your home. And if none of these plans fit you and your home, TELUS also offers customized packages. All packages also include their Online Security platform powered by Norton, providing internet security and a great VPN service among other things for your home. Cricket Cell Phone Plans Review 2022 What’s the best Cricket wireless phone plan for you?

TELUS SmartHome Security cancellation fees

Basically at every turn, TELUS beats out Roger’s security plans from a price and value perspective. You’ve only got three plan options from Rogers security, and the only difference between the two is environmental monitoring. It’s a $20/month difference to get environmental monitoring with Rogers, whereas the basic Secure package from TELUS includes the service automatically.

A complex algorithm which considers a company's review ratings, responsiveness, reputation, and recency. In this case, we don't live in Canada, so we did hours of thorough research based on our expertise to avoid leading you astray. We tried asking an agent if Bell’s cameras have motion detection, but they didn’t want to disclose that information before they got our information. I've recently separated from my husband and we both live in different homes now. Just keep in mind that any plan you choose with TELUS will require a minimum 3-year commitment. Safety sensors that detect smoke and carbon monoxide are good additions to any home but are much more expensive than traditional versions at the hardware store.

SmartHome Features that bring added convenience:

However, a month later, we received a bill for $120.00 for that service. I tried contacting appropriate levels via email and phone to dispute the charges, but no luck there. The eventually just stopped charging me for my regular service that comes off my credit card and adding that to the outstanding amount owing for the BS service they provided.

Called a few times customer service, they are useless, all they can say is be patient, one of them told me it won't take long because they have the phone in stock. After waiting each time on hold for 2 hours, it can't be shipped because it has to pass 5 days from the process date then they tell you 3-5 days shipping, then I called. She said all she can do is send them a email & they will call me. Instead I get a email saying they're canceling the plan because they don't have the phone in stock, what a joke.

Packages and Pricing

TELUS offers quite a few plans at multiple price points. Based on what you want to include, and you can also use bundling discounts to lower your bill even more. Z-Wave technology uses less energy than Wi-Fi, making it ideal for battery-powered smart home devices like security sensors, smart locks, smart outlets, and smart light switches. It's also a great option for adding devices later without buying them through TELUS. Not all Z-Wave devices are compatible with TELUS, so you should check the list of devices compatible with TELUS SmartHome. TELUS even goes further with exceptional equipment pricing transparency online, so you know what each device adds to your monthly bill.

I have pictures of their bills which is purposely designed to confuse a person. Soon I will post these bills for everyone to see, and explain it to how it’s designed to confuse you to hid extra charges. Less than a month and my front door camera stop recording movement.

Telus Reviews

Stay updated on the latest products and services anytime, anywhere. Plus TELUS has a built-in smart home function in its mobile app. The app allows you to create Scenes, which link different devices together so you can automate them as a group.

TELUS offers both self and professional installation options with different costs. It's easy to add more devices to your system after choosing a plan. Unlike the basics of each plan, these additional devices aren't free. You can choose to pay for add-ons up-front or by rolling the cost into your monthly fee.

Telus Home Security- Good or Bad? : telus

Table of Content

• About Telus
• TELUS SmartHome Security setup and installation
• TELUS vs. Bell: Which is better?
• Terrible website and support to make payment

Right now, recent TELUS customer ratings on sites like TrustPilot and Consumer Affairs are lower than we’d like. Some customers vent that it's near impossible to reach TELUS reps, and those that do often hang up frustrated. But it should be noted that many of these reviews may not be reflective of the SmartHome Security team at all and maybe lean towards the mobility side of TELUS's business. For instance, you can create a group called Kitchen and include all the lights and smart plugs in your kitchen area. You can then use the Scene function to turn all of those devices off at the same time. Discounts do For instance, with all the available discounts, you can bring your Control + Video plan costs down to $40.00 a month.

Called today and asked to speak to a manager and was told there aren’t any available today!? It is obvious that Telus is not listening to all these negative reviews so they obviously don’t care. The managers in customer service and dispatch should all be fired! If you are looking for a home security company read these reviews and go somewhere else!!! If you want security cameras, then I recommend getting the Blink cameras . The nice thing about them is that they have I believe 10 hours of cloud recording , and require no subscription.

About Telus

That’s a pretty good spread for security and smart home devices. TELUS also supports a load of other compatible devices such as Rachio, Sonos, Nest, and Ecobee, just to name a few. TELUS pulls its pieces from reliable brands like Alarm.com, Skybell, and Weiser. We know these devices work because we see them in tons of security company packages, so even though there’s no unique stamp here, the quality isn’t in doubt.

Consider an indoor camera if you’d like to keep tabs on what’s happening in your home. A doorbell camera is great for seeing who’s at your door. And an outdoor camera catches video of any funny business in front of or behind your home. For either company, you don’t need to budget for two separate payments for monitoring and the equipment. Both TELUS and Bell include everything in one nice, monthly price. Best Prepaid Cell Phone Plans of 2022 Prepaid cell phone plans make sense if you know how much data you'll use in...

TELUS SmartHome Security setup and installation

Before leaving in the afternoon, the technician helped us set everything up on the control panel provided as well as via the TELUS SmartHome app on our phones. He tested all the features and showed us how to customize various smart device features. He was friendly, patient, well-informed, and professional. TELUS is doing a great job hiring quality technicians to come to your home. We easily set a morning time slot with the technician to come to our home for setup and installation. They came on time, assessed which devices we already had that could be integrated, and asked us what new devices we would like added.

You can see and speak with whoever is at the door, even if you are at work or on vacation. TELUS has pieces from reliable brands like Alarm.com, Skybell , and Weiser. So you’re guaranteed to receive some quality equipment to feel secure in your home. And if none of these plans fit you and your home, TELUS also offers customized packages. All packages also include their Online Security platform powered by Norton, providing internet security and a great VPN service among other things for your home. Cricket Cell Phone Plans Review 2022 What’s the best Cricket wireless phone plan for you?

TELUS vs. Bell: Which is better?

You need to apply the support filter to search results to prevent other TELUS pages from burying the article you need. Once you realize there's a filter, the search function makes finding help for your security system easier. TELUS's flat-rate cancellation fees are more competitive than brands that charge a percentage of the remaining balance.

It started off as a telephone company in Alberta in 1990. Over the years, it’s expanded into other services, and the company has recently acquired ADT Canada and Vivint Canada. The Best Home Security Systems in Canada Find the best home alarm system to protect your house. To write our review, we researched TELUS's policies, reputation, and marketing in online customer reviews.

Is this your company?

Even if you're not already with TELUS, it's one of the best options for professionally-installed home security in Canada—thanks to competitive equipment prices. This means you can afford some extra equipment while spending less than the original price. Existing TELUS customers qualify for various discounts when they bundle TELUS SmartHome Security with other services like TV, home internet, and mobile phones. However, the promotion doesn't apply to the Smart Camera plan. For the entire amount I will be spending on this junk equipment and service, I could have just bought and installed my own security cameras 3 times over. But we think that TELUS takes the top prize for an outstanding online experience that makes it easy to figure out your security system in the first place.

TELUS offers both DIY and Pro installation for their services with all plans, except for Smart Camera, which is DIY only. All TELUS plans include mobile app access (boo-yah). Like a lot of popular security companies, TELUS’s app is through Alarm.com, which is like the Old Faithful of security apps. If you currently have TELUS Mobility or Koodo, you’ll get $10 off any home security plan except Smart Camera. You can also choose how simple or elaborate you want your home setup to be. With a dizzying array of plans, you’re bound to find what you're looking for.

And folks who bundle their plan with other TELUS services rake in nice discounts that we’ll discuss below. Horrible, all the negative reviews here are correct!! There is one person in the company who she truly cared, she was very kind to me. But the company it self is simply just taking your money and not capable of solving a problem when there is one. I was with ADT for over 10 years, then it changed to Telus. They wanted me to pay for everything even when their system was not raining.

Some of the links on our site are from our partners who compensate us. Best DIY Home Security Systems of 2023 SimpliSafe is the best DIY home security system because it's cost-efficient, effective, and easy to... There are even video tutorials for self-installation and an in-depth FAQ to help you after installation. Absolutely BRUTAL. Have been with them since they were ADT, then found out today that for some reason they've cancelled one of my stores accounts with no notice.

I've had it, got rid of it after multiple issues and service calls. I set up my own cameras and hard wired them, much better. TELUS also takes the lead on free equipment at signup by offering more flexibility with the devices you choose. In any case, we think TELUS is better for folks trying to buy a system because it's easier to understand what you're buying and how much it costs. I have called him and try to understand the surprises, he is rushing me off the phone and told me to cancel.

While TELUS and Bell both charge early termination fees, TELUS is much more forgiving by requiring a flat fee of $35 for each month left on your contract. This means TELUS customers with top-tier monitoring plans that include security cameras and home automation will pay less to cancel than with Bell. Although TELUS SmartHome Security doesn't have equipment packages, it includes some base equipment in every plan option. We love that you can choose which starting equipment you want with most of the plans. This means you can pick some security cameras, sensors, and automation devices according to your needs without paying extra. TELUS and Bell offer self-monitoring options for customers not wanting professional monitoring.

Packages and Pricing

And with the Best $60 plan, you can get two cameras. For example, TELUS’s and ’s basic self-monitoring plans include a camera of your choice. But TELUS’s plan is $5 cheaper than Bell’s, but Bell throws in a smart light bulb and smart plug. Our household already used TELUS for mobile services so it was a simple choice for us to go with them for Home Security. The bundle made it the cheapest option for us that provided all the security and smart home features that we wanted. TELUS also offers SmartWear devices as part of its SmartWear Security line.

However, a month later, we received a bill for $120.00 for that service. I tried contacting appropriate levels via email and phone to dispute the charges, but no luck there. The eventually just stopped charging me for my regular service that comes off my credit card and adding that to the outstanding amount owing for the BS service they provided.

TELUS Reviews Read Customer Service Reviews of telus ca

Table of Content

• TELUS vs. Bell: Smart home integrations
• TELUS customer service and support
• Telus Reviews
• Bell home security plans and pricing
• TELUS SmartHome Security equipment and fees
• Company activitySee all

And our contact at TELUS told us that you can add clip expansion packs if you need more storage. You only need to return equipment that's part of a financing plan where you pay for it as part of your monthly monitoring fee. All equipment you buy outright when you order a system is yours to keep. Police/fire are automatically called even though nothing happens and then you get false alarm bills from the police services. ($164 a pop) They say they'll cancel then completely ghost. If you sign up, ity'll be the worst mistake you'll ever make.

TELUS offers quite a few plans at multiple price points. Based on what you want to include, and you can also use bundling discounts to lower your bill even more. Z-Wave technology uses less energy than Wi-Fi, making it ideal for battery-powered smart home devices like security sensors, smart locks, smart outlets, and smart light switches. It's also a great option for adding devices later without buying them through TELUS. Not all Z-Wave devices are compatible with TELUS, so you should check the list of devices compatible with TELUS SmartHome. TELUS even goes further with exceptional equipment pricing transparency online, so you know what each device adds to your monthly bill.

TELUS vs. Bell: Smart home integrations

I tried calling, spoke to an agent who reassured me that a manager will call me back, no one did. I need all the extra charges taken off as promise. I will pay my bill with the tax that comes with it. They have all the technology in the world, but have no idea how to set it up or make it usable for a customer.

When possible, we test the systems we review so that we have hands-on experience to draw from. You'll have an okay list of smart device options between these brands. There’s a more complete list on the TELUS website. We’ve got to say that these cameras are pretty good.

TELUS customer service and support

I decided to go with telus for my home security. Installation was very quick and easy, the installer did a great job. I am happy with telus smart home security, I would highly recommend it.

However, a month later, we received a bill for $120.00 for that service. I tried contacting appropriate levels via email and phone to dispute the charges, but no luck there. The eventually just stopped charging me for my regular service that comes off my credit card and adding that to the outstanding amount owing for the BS service they provided.

Telus Reviews

If you don’t already have a reliable internet provider, you’ll want to consider ordering internet because your cameras will need Wi-Fi to function . With Bell, you'll receive more home security equipment as you upgrade from one plan to the next . The Telus home security system does however come with a decent $45/m monitoring fee which isn’t too bad compared to other companies.

That’s a pretty good spread for security and smart home devices. TELUS also supports a load of other compatible devices such as Rachio, Sonos, Nest, and Ecobee, just to name a few. TELUS pulls its pieces from reliable brands like Alarm.com, Skybell, and Weiser. We know these devices work because we see them in tons of security company packages, so even though there’s no unique stamp here, the quality isn’t in doubt.

Choose country

They integrated our previous door and room sensors into the system. After collecting the information we needed, we compared TELUS to other home security companies in Canada. Like our other security system reviews, we focus mainly on pricing, contract, equipment, and customer service. Learn more about how we rate, rank, and review services in our full methodology. Every TELUS security plan includes TELUS Online Security Basic, which provides security, dark web monitoring, and VPN access for two devices or three devices . The pro monitoring plans come with TELUS Online Security Standard, which includes extra features like ID theft protection and antivirus software.

We believe you're guaranteed to find a home security plan that works for you among the 10 packages these home security companies offer. I'm living in my new home now and the security system STILL does not work. I've called them numerous times to ask them to cancel the contract because it's costing me a lot of money and I'm getting NOTHING for the service! They've systematically refused to do so, even though it won't work in my new house. Brianne has a degree in English and creative writing from Westminster College and has spent 6+ years writing professional, research-based content. Before joining Reviews.org, she wrote safety and security content for ASecureLife.com.

It just causes fear rather than makes you feel safe. Following that, the smoke detector randomly went off two times, one of them being at 145am waking the whole house up in a panic. I’m going to setup my own security cams and server. We researched TELUS SmartHome Security and Bell Smart Home to see which is a better home security option. Our moderators read all reviews to verify quality and helpfulness.

I was not understanding why I had to pay a large bill for a tech to fix equipment I am essentially renting until owned that does not work. Being forced to pay the bill so I was not sent to collections, I then just gave up. I wanted to pay the contract out and be done with it.

This is a smarter move in the long run as you will be paying less. With all these different options, you’re much more likely to find a better fit with TELUS than you are with Rogers. For example, if you’re the type of person who wants to monitor their own home, you can choose that option and pay a fraction of the price. Alternatively, if you want the full monty of features that include 24/7 monitoring, environmental monitoring, and smart home integration, you can choose that option as well. Bell’s $50 plan includes eight pieces of equipment; not even TELUS’s most expensive package offers that number.

Her pieces and quotes are published across the web, including on MSN.com, Social Catfish, and Parents.com. Hobbies include wearing a seatbelt, wearing a life jacket, and keeping her arms and legs inside the ride at all times. Digital camera storage is included in your TELUS security plan.

The other plans include security and VPNs for three devices, dark web monitoring, and $25,000 in identity theft reimbursement coverage. We suggest considering the value of these offerings when thinking about TELUS prices. If you’re interested in a uniformed guard verifying your emergency alerts, you can add Guard Response to your monitoring plan for just $5 a month. We recommend this service if you travel a lot or use TELUS home security for a second or vacation home.

Gift Guide for Apple Fans 2022

Table of Content

• I'll be Good by the Weekend - Mac Miller, Blue Slide Park, Pittsburgh, Steel City
• Mac Miller Poster American Rapper Black and White Canvas Wall Art Home Decor Framed Art Poster for Home
• Apple TV 4K
• M2 MacBook Air sale
Mac Miller shirt
• Mac Miller inspired premium acrylic keychain

One of the key new features in iOS 16.2 and macOS Ventura 13.1 is the ability to upgrade to a new Home app architecture. While Apple hasn't shared details on exactly what the changes are, the company says the upgrade offers "improved performance and reliability" for HomeKit accessories. Upgrading the Home architecture requires that all devices accessing the home be updated to the latest... If you're on the hunt for the best gifts to buy an Apple fan this year, we've put together a helpful guide to point you in the right direction.

That means getting a drive that plugs into the Mac's ports, and a good option AppleInsider uses is the SanDisk Extreme Portable SSD series. Even better, sliding the MacBook Pro into the dock also connects the two Thunderbolt ports to a pair at the back of the stand. This means users can have their desk setup ready to go and hooked up to the MacBook Pro, simply by slotting it into the stand. It offers a ton of ports , including five USB-A, three Thunderbolt 3 , audio in and out, an SD card slot, DisplayPort 1.2, Gigabit Ethernet, and more. If you need to connect something to a Mac, chances are the CalDigit TS3 Plus can handle it with ease. Be sure to visit our full Deals Roundup to shop for even more Apple-related products and accessories.

I'll be Good by the Weekend - Mac Miller, Blue Slide Park, Pittsburgh, Steel City

Bicycles don't have to be just a way to get from here to there without tech. Here are the best app-enabled accessories for bicyclists wanting to leverage tech to upgrade their ride. The Bose QuietComfort Earbuds II offer all of the comforts of noise-cancellation in a wireless package similar to the new AirPods Pro 2.

Since the ‌iPhone‌ is now a true gaming device, avid players are sure to appreciate being gifted a Gamevice Flex. Not only does it fit all ‌iPhone‌ sizes, it also accommodates protective cases thanks to its flexible back panel, meaning users can attach the controller with a minimum of fuss. Keeping a new iPad in perfect condition isn't easy without attaching a durable case, and Zugu's slick wraparound design for ‌iPad‌, iPad Pro, iPad Air, and iPad mini is easily up to the task. Available in a variety of colors, the outer of the Zugu case is made of a soft pleather material and contains a hard TPU and polycarbonate shell that provides excellent defense against knocks and bumps. I read bad things about Uber Eats deliveries and, considering the potential for problems, returned my order myself.

Mac Miller Poster American Rapper Black and White Canvas Wall Art Home Decor Framed Art Poster for Home

10.2-inch iPad (starting at $330) - If you don't want to spend as much on an iPad Pro, Apple's entry level iPad got a 2021 update as well thanks to the A13 Bionic processor. Shipping policies vary, but many of our sellers offer free shipping when you purchase from them. Typically, orders of $35 USD or more qualify for free standard shipping from participating Etsy sellers. Oh, and there’s even a switch that lets you flick between macOS and Windows layouts, which is great if you regularly move between the two systems. Put together, these features make the Keychron Q1 one of the best Mac keyboards you can buy.

Traveling with a MacBook rarely means just carrying the laptop itself. Cables, power adapters, dongles, and accessories are all part of the deal, but keeping them organized in a bag without becoming a tangled mess can be nigh on impossible. The case itself is rugged and durable and should stand up to the rigors of daily life without a hitch. That will make it a long-lasting gift that goes strong for years to come. When it comes to Mac mice, there’s simply nothing better than the MX Master 3S for Mac. Easily the best Mac mouse you can buy, it’s comfy to use and features a clever scroll wheel that automatically switches between precise ratchets and free-flowing movement, depending on how hard you spin it.

Apple TV 4K

We've divided things up by Apple Products; Cases, Skins, and Screen Protectors; Charging; Audio; TVs; Smart Home; and Miscellaneous. Be sure to save this guide and browse it throughout the year whenever you need to buy a birthday gift or other present for a loved one. It seems appropriate to also grab a glance at a few great gift ideas for notebook Macs. With their cheap prices and small sizes, iPhone cases and screen protectors make for great, quick gifts. Connecting to one of the rear Thunderbolt ports, the Stand & Hub offers a collection of connections, including three USB-A ports, a USB-C data port, headphone jack, and SD and microSD card readers.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch. The main 140W port can charge a 16-inch MacBook Pro to 56 percent in 30 minutes, while the secondary USB-C port delivers a maximum of 100W, with a handy 22.5W USB-A port included for legacy devices.

Belkin BOOST↑CHARGE PRO 3‑in‑1 Wireless Charging Stand with MagSafe

I’m the sort of person who will wonder “is my ipad acting up because the idiot driver dropped it on the way here? Was my pencil a counterfeit because it is acting strange and the stickers weere weird”. External hard drives are brilliant, but if you’re planning to purchase one as a gift you should get the best-looking system you can find. LaCie’s USB-C Porsche-designed drives are available in Gold and Rose Gold. They’ll work with the latest Macs and ship with a USB-A cable so the drive will also work with recent models.

That's where third-party accessories become a top choice for gift givers. I’m on the record saying how much I like the idea of this product. I think it’s an excellent way to tame cable clutter and protect your Mac’s power cable. It’s a really simple idea – it’s a charger reel that both protects your charging unit and your cable, making it easy to deploy and much easier to carry around. MacBook Pro users will want an Elgato Thunderbolt 3 dock (c.$300). Not only does the powered dock recharge any devices even when you take your Mac away, but it provides a seamless and efficient way to continue to use all those old USB devices – all through a single port.

50 features and changes you might have missed in macOS Ventura. Hue White and Color Ambiance Lightstrip ($80) - One of the best options in the smart lighting space for quick-and-easy bias lighting. Nanoleaf Essentials ($20 - $50) - Nanoleaf's Smart Color Changing LED Bulb and LED Lightstrip support HomeKit and don't require a hub to function. Soundcore 2 Bluetooth speakers ($40) - Like Anker's other products, these speakers are low-cost but high quality. Logitech Folio Touch for iPad Air ($160) - Logitech's keyboard comes in under the price of Apple's and has a bunch of useful features like a touch pad and backlit keyboard. Incase Hardshell Case for MacBook (starting around $40) - Incase is well-known for its hardshell MacBook cases, which provide durable protection to Apple's laptops.

Elago's nostalgic accessories (~$10 - $15) - Beyond AirPods, Elago offers cases for iPhone and stands for Apple Watch that look like Macs, iPods, and even the original Nintendo Game Boy. VOCOlinc Smart Light Bulbs ($40) - A solid, cheaper alternative to Philips Hue, VOCOlinc's bulbs can integrate with HomeKit and support 16 million color options. Lifx lights (starting at $30) - Lifx lights sync to HomeKit and offer various bulbs and lightstrips for colorful lighting scenarios. IPad Air (starting at $600) - The new iPad Air with an edge-to-edge 10.9-inch display, M1 chip, and Touch ID power button. Apple Watch 8 (starting at $399) - The newest Apple Watch has many of the same features as the 7, with an added temperature sensor and car crash detection functionality. Found something you love but want to make it even more uniquely you?

Get free two-hour delivery on eligible gifts.³ Or pick up at your local Apple Store. MacRumors attracts a broad audience of both consumers and professionals interested in the latest technologies and products. We also boast an active community focused on purchasing decisions and technical aspects of the iPhone, iPod, iPad, and Mac platforms. Apple will cancel or postpone mass production for the planned 2024 iPhone SE 4, Apple analyst Ming-Chi Kuo said today in a series of tweets.

Last-Minute Holiday Gift Ideas: Third-Party Apple Accessories

Table of Content

• AirPods
• iPhone Leather Wallet with MagSafe
• great gifts for Apple MacBook/MacBook Pro users
• Belkin iPhone Mount with MagSafe

Available to qualified customers and requires 24-month installment loan when you select Citizens One or Apple Card Monthly Installments as payment type at checkout at Apple. IPhone activation required with AT&T, T-Mobile, Sprint, or Verizon for purchases made with ACMI at an Apple Store. Additional ACMI terms are in the Apple Card Customer Agreement. Apple is working on an online search engine to rival Google amid wider improvements to Spotlight search, according to a recent report from The Information.

It’s the time of year to start looking for gifts for all the important people in your life. If you’ve got a loved one who’s a Mac obsessive — or you just want to get a great Mac accessory for yourself — our round-up of tip-top Mac gifts will have you sorted this holiday season. When it comes to present-buying for a friend or family member who is a staunch Apple fan, one common problem is that they often already own all the latest Apple devices they could want.

AirPods

We've divided things up by Apple Products; Cases, Skins, and Screen Protectors; Charging; Audio; TVs; Smart Home; and Miscellaneous. Be sure to save this guide and browse it throughout the year whenever you need to buy a birthday gift or other present for a loved one. It seems appropriate to also grab a glance at a few great gift ideas for notebook Macs. With their cheap prices and small sizes, iPhone cases and screen protectors make for great, quick gifts. Connecting to one of the rear Thunderbolt ports, the Stand & Hub offers a collection of connections, including three USB-A ports, a USB-C data port, headphone jack, and SD and microSD card readers.

That’s because sitting in the same position can pose a lot of strain on your neck, which is why your computer display needs to come closer to eye level. The TwelveSouth HiRise range of stands look nice, and are adjustable. Pick them up for most consumer Macs, with matching iPhone stands too. The dream set-up for notebook Macs is to use one of these stands with a wireless keyboard and trackpad combo, powered Elgato dock and an external monitor. Get free two-hour delivery on eligible products, now through December 24. Popular streaming service Netflix is planning to put an end to password sharing starting in early 2023, according to a new report from The Wall Street Journal.

iPhone Leather Wallet with MagSafe

10.2-inch iPad (starting at $330) - If you don't want to spend as much on an iPad Pro, Apple's entry level iPad got a 2021 update as well thanks to the A13 Bionic processor. Shipping policies vary, but many of our sellers offer free shipping when you purchase from them. Typically, orders of $35 USD or more qualify for free standard shipping from participating Etsy sellers. Oh, and there’s even a switch that lets you flick between macOS and Windows layouts, which is great if you regularly move between the two systems. Put together, these features make the Keychron Q1 one of the best Mac keyboards you can buy.

On the side, there is also a thumbwheel that scrolls your pointer horizontally. I recently ordered an ipad with courier delivery and rhey used Uber Eats. I agree it is a shame Apple is ysing this and not being upfront about it. Remember, this is the service where Apple uses shady drivers from Uber Eats and Postmates. High chance of them disappearing with your package and indicating they cancelled your pickup.

great gifts for Apple MacBook/MacBook Pro users

You’ll spend days with Apple telling them it was never delivered and they’ll tell you it was. Apple is also offering free two-hour delivery in select areas of Canada, France, Spain, and the UK, along with free three-hour delivery in Australia. This little flash drive hosts both USB-C and USB-A connectors. This means you can store and access files held on the drive using both older and current Macs, no dongle required. They fit snugly around your Apple notebook to provide protection against bumps and scratches, and also disguise your valuable device so it looks like an academic text book. The company also has a range of other nice leather cases.

The report explains that Apple's work on search technology is facing setbacks amid a loss of talent to Google. In 2018, Apple sought to bolster development of its own web search engine by buying machine learning startup Laserlike, which... Send me exclusive offers, unique gift ideas, and personalized tips for shopping and selling on Etsy. It sounds strange, but one of its biggest draws is simply its reliability. When you’re plugging a host of different devices into a Thunderbolt dock, you want them to work properly 100% of the time. That’s surprisingly unusual in the Thunderbolt dock world, but CalDigit’s offering never skips a beat.

Belkin iPhone Mount with MagSafe

While personal preference always plays a part in gift giving, sometimes it can be hard to come up with any ideas for someone in your life who loves tech and Apple products. As an alternative to the 140W USB-C charger included with Apple's 16-inch MacBook Pro, Ugreen's Nexode charger stands out. It offers the latest Gallium Nitride technology, allowing for better power efficiency that results in the smaller travel-friendly design, with the added benefit of extra ports for multi-device charging.

With last-minute additions like Apple Music Sing and Advanced Data Protection, the software update includes over a dozen new features and changes for the iPhone. Below, we've recapped many of the new features available with iOS 16.2, including Apple's new whiteboard app Freeform, two new Lock Screen... Aura Digital Picture Frames (starting at $170) - Well designed digital picture frames with a hassle-free iPhone app that's a cinch for anyone in the family to use and share photos. The end of the year is always a good time to shop for a new TV, and this year you can get quality deals on great TVs that also support Apple's HomeKit and AirPlay 2 features.

Vintage 90s Fleetwood Mac Rumours shirt

One of those USB-C slots supports up to 100W of power delivery, so you can juice up your MacBook via the PowerExpand+ if all your other USB-C ports are in use. Monthly pricing is available when you select Apple Card Monthly Installments as payment type at checkout at Apple and is subject to credit approval and credit limit. Taxes and shipping are not included in ACMI and are subject to your Apple Card’s variable APR. See the Apple Card Customer Agreement for more information. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount.

There's also space inside so that you can install an M.2 SATA SSD, expanding your Mac's storage discretely. A USB-C hub can go a long way to fixing this problem, and Anker’s PowerExpand+ is a great choice. It adds seven new ports, including HDMI, SD card, microSD, two USB-A slots, and two USB-C ports.

See why Apple is the best place to shop.

Traveling with a MacBook rarely means just carrying the laptop itself. Cables, power adapters, dongles, and accessories are all part of the deal, but keeping them organized in a bag without becoming a tangled mess can be nigh on impossible. The case itself is rugged and durable and should stand up to the rigors of daily life without a hitch. That will make it a long-lasting gift that goes strong for years to come. When it comes to Mac mice, there’s simply nothing better than the MX Master 3S for Mac. Easily the best Mac mouse you can buy, it’s comfy to use and features a clever scroll wheel that automatically switches between precise ratchets and free-flowing movement, depending on how hard you spin it.

Not only this, but you can run an external monitor and recharge your iPhone. You can run external storage, connect using the HDMI port and plug your Ethernet into the dock. IOS 16.2 is now available for the iPhone 8 and newer following two months of beta testing.

Plus, save $70 on AppleCare and get free expedited shipping. Depending on the connected drive, you could see transfer speeds of up to 10Gbps, but the real use is that it's an easy way to plug in a drive, access it, then eject it to switch to another. Everyone can do with a bit more connectivity, and while you could get a dock, the Satechi Type-C Stand & Hub does the same thing but fits perfectly underneath a Mac mini. The stack saves space, something other docks certainly cannot claim to do. Though Apple hardware is desirable, most people think just about the Mac itself, not any of the accessories.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch. The main 140W port can charge a 16-inch MacBook Pro to 56 percent in 30 minutes, while the secondary USB-C port delivers a maximum of 100W, with a handy 22.5W USB-A port included for legacy devices.

37 Best Mac gifts ideas in 2022 mac gifts, cheer gifts, cheerleading gifts

Table of Content

• Mac Operator mug, Mac Operator gifts, gift for Mac Operator 11 oz mug, CWM022
• Apple Magic Keyboard
• It’s the best call you could make.
• Comply Foam Eartips for AirPods Pro
Mac Miller swimming merch

$0 two-hour delivery on purchases made from December 22 until December 24, 2022 on eligible Apple products in most metros. Offer applies to purchase of iPhone, Mac, iPad, Apple Watch, AirPods, and Apple TV only. Offer is not available on customized Mac, engraved products, and for certain order types including orders paid for with financing or by bank transfer. Delivery times vary according to your selected delivery address, availability of your items, and the time of day you place your order. Find a store to view local store hours or see checkout for estimated delivery.

Traveling with a MacBook rarely means just carrying the laptop itself. Cables, power adapters, dongles, and accessories are all part of the deal, but keeping them organized in a bag without becoming a tangled mess can be nigh on impossible. The case itself is rugged and durable and should stand up to the rigors of daily life without a hitch. That will make it a long-lasting gift that goes strong for years to come. When it comes to Mac mice, there’s simply nothing better than the MX Master 3S for Mac. Easily the best Mac mouse you can buy, it’s comfy to use and features a clever scroll wheel that automatically switches between precise ratchets and free-flowing movement, depending on how hard you spin it.

Mac Operator mug, Mac Operator gifts, gift for Mac Operator 11 oz mug, CWM022

One of those USB-C slots supports up to 100W of power delivery, so you can juice up your MacBook via the PowerExpand+ if all your other USB-C ports are in use. Monthly pricing is available when you select Apple Card Monthly Installments as payment type at checkout at Apple and is subject to credit approval and credit limit. Taxes and shipping are not included in ACMI and are subject to your Apple Card’s variable APR. See the Apple Card Customer Agreement for more information. ACMI is not available for purchases made online at special storefronts. The last month’s payment for each product will be the product’s purchase price, less all other payments at the monthly payment amount.

It’s the time of year to start looking for gifts for all the important people in your life. If you’ve got a loved one who’s a Mac obsessive — or you just want to get a great Mac accessory for yourself — our round-up of tip-top Mac gifts will have you sorted this holiday season. When it comes to present-buying for a friend or family member who is a staunch Apple fan, one common problem is that they often already own all the latest Apple devices they could want.

Apple Magic Keyboard

MacBook Pro (starting at $1,999) - The all-new 14-inch and 16-inch MacBook Pros are the best all-around notebooks on the market, equipped with Apple's M1 Pro and M1 Max chips. If you love AppleInsider and want to support independent publications, please consider a small donation. Take a look at Apple's Freeform collaboration app, Apple's new productivity tool to help people brainstorm with others, using a shared collection of files. Apple's 14-inch and 16-inch MacBook Pro powered by M1 Pro and M1 Max Apple Silicon launched more than a year ago. As we await new M2 versions, we revisit how well these machines have held up under our daily workload.

There's also space inside so that you can install an M.2 SATA SSD, expanding your Mac's storage discretely. A USB-C hub can go a long way to fixing this problem, and Anker’s PowerExpand+ is a great choice. It adds seven new ports, including HDMI, SD card, microSD, two USB-A slots, and two USB-C ports.

It’s the best call you could make.

Since the ‌iPhone‌ is now a true gaming device, avid players are sure to appreciate being gifted a Gamevice Flex. Not only does it fit all ‌iPhone‌ sizes, it also accommodates protective cases thanks to its flexible back panel, meaning users can attach the controller with a minimum of fuss. Keeping a new iPad in perfect condition isn't easy without attaching a durable case, and Zugu's slick wraparound design for ‌iPad‌, iPad Pro, iPad Air, and iPad mini is easily up to the task. Available in a variety of colors, the outer of the Zugu case is made of a soft pleather material and contains a hard TPU and polycarbonate shell that provides excellent defense against knocks and bumps. I read bad things about Uber Eats deliveries and, considering the potential for problems, returned my order myself.

To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch. The main 140W port can charge a 16-inch MacBook Pro to 56 percent in 30 minutes, while the secondary USB-C port delivers a maximum of 100W, with a handy 22.5W USB-A port included for legacy devices.

Comply Foam Eartips for AirPods Pro

That’s because sitting in the same position can pose a lot of strain on your neck, which is why your computer display needs to come closer to eye level. The TwelveSouth HiRise range of stands look nice, and are adjustable. Pick them up for most consumer Macs, with matching iPhone stands too. The dream set-up for notebook Macs is to use one of these stands with a wireless keyboard and trackpad combo, powered Elgato dock and an external monitor. Get free two-hour delivery on eligible products, now through December 24. Popular streaming service Netflix is planning to put an end to password sharing starting in early 2023, according to a new report from The Wall Street Journal.

I’m the sort of person who will wonder “is my ipad acting up because the idiot driver dropped it on the way here? Was my pencil a counterfeit because it is acting strange and the stickers weere weird”. External hard drives are brilliant, but if you’re planning to purchase one as a gift you should get the best-looking system you can find. LaCie’s USB-C Porsche-designed drives are available in Gold and Rose Gold. They’ll work with the latest Macs and ship with a USB-A cable so the drive will also work with recent models.

With last-minute additions like Apple Music Sing and Advanced Data Protection, the software update includes over a dozen new features and changes for the iPhone. Below, we've recapped many of the new features available with iOS 16.2, including Apple's new whiteboard app Freeform, two new Lock Screen... Aura Digital Picture Frames (starting at $170) - Well designed digital picture frames with a hassle-free iPhone app that's a cinch for anyone in the family to use and share photos. The end of the year is always a good time to shop for a new TV, and this year you can get quality deals on great TVs that also support Apple's HomeKit and AirPlay 2 features.

That's where third-party accessories become a top choice for gift givers. I’m on the record saying how much I like the idea of this product. I think it’s an excellent way to tame cable clutter and protect your Mac’s power cable. It’s a really simple idea – it’s a charger reel that both protects your charging unit and your cable, making it easy to deploy and much easier to carry around. MacBook Pro users will want an Elgato Thunderbolt 3 dock (c.$300). Not only does the powered dock recharge any devices even when you take your Mac away, but it provides a seamless and efficient way to continue to use all those old USB devices – all through a single port.

While there were a small number of well-publicised teething problems with these displays, they remain an excellent way to give notebook Macs a whole bunch of fresh on-screen real-estate. Available in 22-inch (4K, from $699) and 27-inch (5K, from $1,299) configurations and designed with hardly a button in sight. Neat touches include a built-in camera, stereo speakers and a microphone, three downstream USB-C ports.More information. You really should think about using a stand when you use a Mac for extended periods at your desk.

†† We approximate your location from your internet IP address by matching it to a geographic region or from the location entered during your previous visit to Apple. New 14" and 16" models with M2 Pro and M2 Max chip options as the most significant changes. Discover more things your Apple Watch can do since the latest software update. Send us a tweet @MacRumors to let us know your best ideas for 2020. Nanoleaf Shapes ($200) - Bright and unique wall lights, now with new shapes that offer more customization .

Fleetwood Mac Print, Everywhere, Song Lyrics Poster, Word Art Poster, Gift for Music Lover, Wall Art

Elago's nostalgic accessories (~$10 - $15) - Beyond AirPods, Elago offers cases for iPhone and stands for Apple Watch that look like Macs, iPods, and even the original Nintendo Game Boy. VOCOlinc Smart Light Bulbs ($40) - A solid, cheaper alternative to Philips Hue, VOCOlinc's bulbs can integrate with HomeKit and support 16 million color options. Lifx lights (starting at $30) - Lifx lights sync to HomeKit and offer various bulbs and lightstrips for colorful lighting scenarios. IPad Air (starting at $600) - The new iPad Air with an edge-to-edge 10.9-inch display, M1 chip, and Touch ID power button. Apple Watch 8 (starting at $399) - The newest Apple Watch has many of the same features as the 7, with an added temperature sensor and car crash detection functionality. Found something you love but want to make it even more uniquely you?